Arizona Sister Society Chapter Meeting: March 20, 2019


Arizona Sister Society met at Arizona Central Credit Union on March 2O. It was an outstanding opportunity to network and learn, be inspired and to inspire others, advance the credit union industry and help the community!

Our host, Traci Spears, talked about her Leadership Journey. She showed us how the journey can have many twists and turns, but she prevailed to create a career in credit unions that enables her to develop her own strengths and contribute in ways that reflect her values. Arizona Central – and the credit union industry – is fortunate to have people like Traci! 

The meeting’s guest speaker was Tyler Valentine, President/CEO of Laramie Plains FCU who presented "Overcoming Perceptions, Stereotypes and Generalizations to Build Stronger, more Inclusive Credit Unions." His comments, with discussion and group engagement, highlighted the strengths we all bring to the workplace -- and the biases, as well!

The group donated a total of $610 to Ryan House, a local charity service that provides respite and palliative caregiving program for children in Phoenix. Pepper Kincaid, a dynamic volunteer who has also been a caregiver in her own family, represented the organization. She told about her experience as a volunteer and how essential this kind of support is in helping families with critically ill children.

GWLN Ambassadors Martha Rozen and Marquetta White provided an update on GWLN progress, celebrating the 10-year anniversary.

Chapter Leader Karen Bejarano invited volunteers with connections to local museums or institutions to consider hosting or helping with a wine or artistic evening gathering for the group in July.


On the 14th December 2019,Uganda Sister Society first outreach program to the community in WAKISO district Uganda, donated grocery items and washable diapers to mothers during the festive season .Our ''petite'' way of identifying with mothers of children with special needs as we shared a meal together.
God willing we intend to keep up with yearly outreach programs in various communities in Uganda.

Trinidad and Tobago Sister Society Meeting November, 2019


On Saturday November 9th, 2019 the Trinidad and Tobago Sister Society (TTSS) of the Global Women’s Leadership Network (GWLN) hosted its November Sip and Paint Networking event. This event was held as the culmination of the Society’s Credit Union Month events. Over twenty (20) persons from ten (10) credit unions came together at Neal and Massy Credit Union’s Rooftop facility to participate in the event.

Guest speaker Camille Selvon-Abrahams, Animator, Multimedia Producer and UTT Lecturer encouraged participants to embrace the power of Art especially in these times when especially our young people are looking for unique avenues to express themselves. Specially invited guest, Dr. Monica Davis, Honorary Consulate to The Bahamas, was also presented with the efforts of fund raising done by the TTSS for the Bahamas Sister Society, in their rebuilding efforts from Hurricane Dorian.

The main activity for the afternoon was led by local Artist Paulette Narinesingh, who brought out the hidden artists in those present.

Trinidad and Tobago Sister Society’s Co-Founders Gail Rajkumar and Jamila Draper strongly believe that credit union women can play a major role in helping women and girls. They can be agents of change- helping them to develop themselves, achieve their ambitions and lift themselves out of poverty, or unhealthy situations. There is a collective responsibility to Credit Union members and communities to move the needle of the sustainable development goals using the co-operative principles of co-operation among co-operatives, by caring for community and continuous education.

GWLN Strategic Planning

Excellent engagement with GWLN Leaders around the world. Talking mission and purpose! Developing initiatives that will be implemented in 2019! Celebrating results and building scale! -Sue Mitchell

Trinidad and Tobago Sister Society- June 16, 2018


Credit Union Women discuss Economic Development 

On Oct. 18, 2018, credit union members around the world will celebrate International Credit Union Day®, an annual event to commemorate the credit union movement’s impact and achievements. This year marks the 70th anniversary, a platinum celebration and the theme for this year’s celebration is “Find your Platinum Lining”.

The ultimate goal is to raise awareness about the tremendous work that credit unions and other financial cooperatives are doing around the world and give members the opportunity to get more engaged.

As a lead up to this year’s celebrations, the Trinidad and Tobago Sister Society (TTSS) of the Global Women’s Leadership Network (GWLN), hosted its inaugural Women’s Forum on Saturday June 16, 2018. This event was held in partnership with the Caribbean Confederation of Credit Unions (CCCU) as part of the CCCU 2018 convention, held at The HYATT Regency Hotel. In keeping with the theme for International Credit Union month, this Forum brought together over seventy (70) persons from twenty-five (25) credit unions including regional Co-operative Societies, at Paradise Villa, Paramin to participate in the forum titled “The Role of Women in Economic Development”.

The objective of the forum was to provide an opportunity for women in all stages of their professional credit union journey to network; gain new insights on credit union trends; develop new skills and participate in the global credit union movement. 

Guest speakers Tammy O’Hara, VP Sales & Member Relations, CUES; and Angelique V. Nixon, PhD, UWI, built on this platform. They encouraged participants to embrace “Women Empowerment”. The overarching theme among the presenters was the importance of empowerment, gender equality and equity – in both professional and personal capacities. Minister of Trade and Industry, Senator the Honourable Paula Gopee-Scoon was also a guest at the function and she addressed the group on the issue of women and their impact on sustainability and national development. 

Sister Societies serve as autonomous chapters of the GWLN. They further the Network’s global mission by making a local impact in their credit union communities. The purpose of the groups are to get local credit union women together, exchange ideas, impact local credit unions, and share information with other network members.

Trinidad and Tobago Sister Society’s Co-Founders Gail Rajkumar and Jamila Draper strongly believe that credit union women can play a major role in helping women and girls. They can be agents of change- helping them to develop themselves, achieve their ambitions and lift themselves out of poverty, or unhealthy situations. There is a collective responsibility to Credit Union members and communities to move the needle of the sustainable development goals using the co-operative principles of co-operation among co-operatives, by caring for community and continuous education.

We hope that the participants were able to gain and apply knowledge from this forum when they returned to their credit unions. For further information, please email or call 1(868)759-3292.

Congratulations GWLN

Thank you to Elevations Credit Union for donating the development of our new GWLN app! Excellent news for our members, worldwide! Sue Mitchell

Fund Raising Program By Sister Society Narayani, Chitwan Nepal



  Pramita Dhakal

  GWLN Sister Society Narayani, Chitwan Chapter  


GWLN Sister Society Narayani, Chitwan Chapter , Nepal  organized  fund raising program on July 16.  Fund was raised by putting on Heena Tattoo on women's  palm. Those who put on the heena on their palm  donated  fifty rupees (Nepali Currency) for the task to be done.  Nearly one hundred  women participated in the program  and  Seven thousand Five hundred and fifty rupees ( Nepali Currency)  was  raised. Though this seems a little amount, but  the way  the event was able  to call all the women in one place and change the traditional fashion statement a way of earning is remarkable.

The concept of organizing Mehendi ( Heena) function came from the traditional values and practice in Nepal. In Nepal  there's a ritual of decorating hands and feet by a particular herb  whose scientific name is  Lawsonia inermis  in the last day of the month Ashar according to Nepali Calender which falls in July . Nepal, being a nation whose near about half of the citizen depend on traditional agriculture for livelihood has its own typical reason to celebrate this ritual. People  work on muddy and wet land to grow paddy "the main food" in the month of Ashar ( June/July). People's  hands and feet used to get infected , different itchy diseases and rashes  were seen as the result. Thus to get rid of those ugly looking hands and feet our ancestors  used the herbal product Heena which works as  ayurbedic medicine too. It was believed after working near about a month in the field i.e late June to early third week of July which is the last date of Nepali month Ashar , the next month Shrawan was welcomed with colorful beautiful hands and feet and celebrated the festive" Shawane Sankranti" also known as first date of the month.  It has a long history of the practice here in Nepal. By now the tradition is followed to put on Heena/ Mehendi on hands though most of the people don’t work in the field like before. Though male and female both used to put on the herb to decorate their palms and feet in earlier days now adays most of the female only put on the heena. It has become like a fashion statement too. People specially women put on Heena in different pattern and in different form. Special courses of Mehendi design is run to train students so that they can start as a profession too.

Thus, GWLN Sister Society Narayani, Chitwan Chapter  thought of raising the fund among women by giving their traditional belief a professional and business  touch.  Those women who were for sure to put on  heena in the evening  to celebrate the festival were even more happy to gather socially and participate in the program . Women leaders  Parbati Silwal and Reena Gurung were the guest in the program. They were followed by  renowned  business women, activist, social worker and influencer whose presence made the program a big one. 

San Francisco Bay Area Sister Society celebrates 6 years!

On April 5, the San Francisco bay Area Sister Society held our first meeting of 2018. Patelco Credit Union in Pleasanton, California graciously hosted 25 attendees, including our special guest, Sue Mitchell. We took the opportunity at our meeting to celebrate our 6th Anniversary as a Sister Society (the first Sister Society formed)!
In keeping with our goal of education, our meeting also included a guest speaker who led a discussion on Sexual Harassment at the workplace.  We discussed the two definitions of unlawful harassment and what is not harassment, what companies can do in the #MeToo movement to discuss and respond to conduct in violation of their policies, as well as some ideas for how to respond to unwelcome conduct if it happens to you.
The local charity chosen for this meeting was New Day for Children Organization. New Day for Children seeks to recover children caught in the despair of child sex trafficking and to restore their stolen childhoods. In partnership, New Day for Children provides housing, school, medical and mental health care, horse therapy and more. They operate from safe and secure locations in the western United States (in our case, San Leandro, California). Working with law enforcement other faith based community organizations and families themselves, they provide for the needs of American girls ages 10 to 18 and 18+ (in separate programming) suffering from the desperation of human trafficking.  We are pleased to say that our Sister Society members donated $1150.00 to the New Day for Children Organization.

AZ Sister Society GWLN - A Leadership is Learning!


43 members of the The Arizona Sister Society gathered in Tucson, AZ on 8.23.17 including 2 female board members. Since we are focused on becoming better leaders within our respective roles, we spent the morning learning the importance of how we communicate in the workplace (verbally and non verbally) and it's impact on how the message being delivered is received.

Business Communications Lecturer, Lesli Pintor from The University of Arizona Eller College of Management presented on the topic "From Competence to Confidence" which provided real life applications to show the value of intentional communication and it's positive impact/outcome or it's negative impact/outcome in the workplace. (Intention vs Perception) We left with concrete tips and techniques to help all us manage intention vs. perception in our every day communications.

To maintain and/or grow our CU Financial Literacy, training was provided in the areas of "Understanding Credit Union Financials" and "Understanding Credit Union Key Ratios" and delivered by CEO, Margaret Hunnicutt. Our goal is to help participants gain and apply knowledge from these sessions when they return to their credit union.

Impacting a charity is a foundation of GWLN and at this event we collected over $100 and 12+ boxes of donations for: Treasures 4 Teachers of Tucson, a non profit established to help provide supplies to teachers and their classrooms.

Sister Society of Tagum Cooperative, Tagum City,Philippines

The Sister Society of Tagum Cooperative visited the school children of Kuyas, Sto.Nino , Talaingod , Davao Del Norte , Philippines last March 17, 2017 for the feeding of the underweight children. There were around one hundred  school children who gained weight after 6 months of continuous feeding. Tagum Cooperative also distributed toothbrushes to the children which the later were so happy and thankful.....

Education a Key To Success

On 22nd October during Celebrations of ICU Day, Malawi Sister Society donated learners books and Teachers Guides to two schools in Thyolo District, Southern part of Malawi. We encouraged young girls to work hard in school because education is the key to success. 2015 in December, we donated several items to children's ward at Queen Elizabeth Refferal Hospital in Blantyre.  This is part of Community Outreach, we always plan for a charity activity each year.


Sisters Society Tagum Cooperative (TC) Chapter convened on August 30, 2016 at the 4th Floor Function Hall, TC Main Office, Tagum City, Davao del Norte, Philippines, to re-orient its members on the objectives and commitments of the movement. The election of new set of Officers also took place. Moreover, the society spelled out the scheduled community development programs for the year.

TC BOD Chairperson MONICA L. SALIDO is elected as the President while TC BOD Vice-Chairperson FE J. ADLAWAN is elected as the Vice-President of the Sisters Society (Tagum Cooperative Chapter).



Recently in Malawi we had our sister society meeting whereby our theme was career Woman Of Impact. I enjoyed a presentation from our Guest Speaker Maureen Masamba, who said, "Women we should not give ourselves limits, we should always focus on our future, identify our strengths and core competencies, build and nurturing our self-esteem; brain storm. If we fail to achieve something we should always search our souls, know what we are, have confidence, change strategy and try something different"




It is a fact that women nowadays are already internationally known as an 'all around homebody'. She may be a wife, a mother or a popular public servant.

In my country, nobody can question the legacy that every woman can give: be it to her family or the society. A woman who can do the job well-done is somehow a 'super woman' but it is happening around us. It is because, women are becoming career oriented while being a doting mother and as a submissive wife. Though submissive, because ours is a paternal society, yet, her decision-making can be firm and referred-oriented. 

She can be a public servant in many ways. Many health workers in local Health Centers are married women. Politics is not behind, it can be her advocacy to join the wagon of women in politics joining the world that used to be for men only.




Impact of Women in Society



Women follow this link, so educative and inspiring. 

Challenges Facing Women in Leadership Positions, Impact of Women in Society



Challenge of upskilling line managers "faces every type of firm"

27 January 2015


UK organisations are struggling to train managers that have the closest contact with staffers, according to IPA research – and workers’ mental health is at risk

Matt Packer

Senior leaders throughout the UK have expressed mounting concerns about how they will develop the skills and talents of their line managers. According to a study published this week by business consultancy the Involvement and Participation Association (IPA), 70% of HR officers, directors and chief executives have put “upskilling line managers” in their Top Three of major challenges currently facing their firms.

“Implementing organisational change” came a close second – with 65% naming it in their Top Three – while “strengthening the leadership team” trailed a distant third at 30%. Significantly, IPA’s data showed that there was scant difference between the priorities and challenges of the private and public sectors. The only notable change was that “improving working relationships” came out with a slightly higher score of 35% in the private sector, narrowly beating the “leadership team” issue that came in third place overall.

The findings have presented bosses across the country with serious matters to consider in the realm of workplace wellbeing. Indeed, IPA’s figures have arrived hot on the heels of comments from business psychologist Professor Cary Cooper, who told the recent Why Mental Health Matters conference in London that most employee-engagement schemes have failed – and that key areas of workplace happiness have deteriorated as a result. As quoted in HR magazine, that malaise has led Cooper to conclude: “Our line managers today are unfit for purpose. It’s rather sad in a way, but they simply don’t have the interpersonal skills [they need].”

Other experts have highlighted the crucial role that skills play in shaping company culture – a clear set of values that line managers are often tasked with conveying to their staff. In a column this week for the Huffington Post, Chartered Management Institute (CMI) chief executive Ann Francke argued that the UK needs a “Culture Club”: a collective agreement among senior leaders that they will regularly measure, and report on, their human capital. In Francke’s view, that process is vital for ensuring that people development drives and shapes company culture for the benefit of all. “By championing greater development of skills and greater transparency in people reporting,” Francke stressed, “we could foster much-needed long-termism.”

However, despite the shortcomings that those experts have identified, IPA director Nita Clarke provided a positive angle on the findings, saying: “it is encouraging that organisations are recognising the importance of enhancing the skills of both their line and senior managers. Engaging for Success, my review of employee engagement with David MacLeod, clearly showed that engaging managers are one of the four key enablers of employee engagement – alongside a strong and empowering leadership team. For organisations undergoing change – which let’s face it, in current times is all organisations – investment in both is likely to pay dividends in delivering transformation.”

CMI director of strategy and external affairs Petra Wilton, said: “These results echo our own annual Future Forecast report – which found that people development is one of the Top Three priorities for employers in 2015 as they look to grow. Any organisation that is serious about hitting the objectives ahead of it should be looking at how it can develop its line managers. Whether through management courses, management qualifications or the Chartered Manager award, employers have huge flexibility to tailor development to meet their needs. Without a renewed focus on developing managers, employee engagement, productivity and bottom-line results will suffer.”

Powered by Professional Manager
See more at:

Financial Literacy

I believe all woman would be better off all over the world if they were taught Financial Literacy.  Us ladies in the industry understand the jargon and core concepts, but so many do not.  I am not talking about complex financial concepts here, I'm talking super basic.  Put a little aside for a rainy day.  Don't be bullied into making a financial decision you dont understand, someone huffing and puffing at you is TRYING to push into a decision that is to their advantage but not necessarily yours.  Let's pick up this banner and help our fellow man (woman) with easy financial tips and stoies that everyone can relate to!!
Engaging the Next Generation of CU Members, Marketing, Member Service, Member Discussions

2014 World Council Survey on Women's Participation in Credit Unions


World Council of Credit Unions conducted a survey on Women's Participation in Credit Unions in 2014.  The data was provided by 36 out of 46 respondents (78%) who were women from national CU associations.

Survey summary:  

  • Average percent of women members of credit unions: 43.8% (34 countries)
  • Average percent of women board members in credit unions: 27.5% (29 countries)
  • Percent of women CEOs of credit unions: 15% (30 countries)

Further details can be found in the Member Services folder of the Resource Library.

2014 WOCCU Survey: Women in CUs

Challenges Facing Women in Leadership Positions, CU Boards/Volunteers, Impact of Women in Society, Member Service, Program Updates

Vote on Scholarship Projects


I've just had an opportunity to review the proposals that were submitted by the 6 scholarship applicants.  I have to say I am so proud of each and every one of these ladies. The hard work and dedication that is required to not only prepare the proposal but the effort that will be necessary to implement them is a measure of their commitment.

I just wanted to congratulate these women on a job well done.  I wish you all the best of luck!

Events, Impact of Women in Society

Where Have All the Cowboys Gone?


Kudos to the credit union community is more gender diverse than many industries. Filene Research Institute released a study, Women in Leadership: Obstacles and Opportunities, earlier this year, which states that two-thirds of CEOs at credit union with less than $50 million in assets are women. However, in the $100 million to $500 million range, the figure is only 20%, and at more than $500 million, the stat is just one in eight credit union CEOs are women. Globally, male CEOs dominate credit unions of all sizes. Then there’s this directly from the April report: Women comprised only 41% of credit union senior staff in 2012 despite making up 70% of the credit union workforce in the U.S.

The reasons for this vary. Certainly many women make legitimate decisions on the home front that they feel they can’t or don’t want to balance with a career. Filene’s April 2014 study noted that fewer women aspire to senior management. But it also found that employers nudge men and women in stereotypical directions that lead women to areas of the business that are not considered senior management track departments. For example, the head of HR is typically considered an “appropriate” role for women. Or marketing (which should be considered much more important than it generally is, but that’s another discussion).

What perpetuates the stereotyping? Society? Some basic evolutionary instinct? Whatever the cause, it needs to end. The statistics don’t need to move closer to 50-50 out of a sense of fairness. Diversification is not an equal rights issue. It’s a business continuity issue. Continuity in the sense of prosperity and the fact that there will not be enough qualified Gen X men to fill the spots vacated by those who will be retiring over the next decade. According to a University of California-Davis report, among the 400 public companies in California, the top 34 firms with the greatest gender diversity at the senior management level earned three times more revenue and 50% higher profit than the average company in the study.

In order to move toward greater equality and prosperity, we must acknowledge and educate. Part 2 of Filene’s research series is coming out next month, Credit Union Women in Leadership International Research Series Part 2: Attributes and Challenges. Filene is hosting a colloquium to discuss the results of the next survey on June 19. As of this writing the event had 68 registered attendees, only four of who are men and one is a professor at the University of Southern California where the event will be held. Go West!

Women’s issues are not just women’s issues. They are your business issues, your daughters’ and your wives’ life and career issues. It can be uncomfortable for men to address the issue of gender. I applaud the men at Filene like Mark Meyer and Ben Rogers for tackling this issue. Some male executives might be afraid of saying the wrong thing so they bury their heads in the sand, but Filene and the handful of men attending their colloquium are lassoing this issue that is bucking just under the surface to obtain a better grip on the future of the workplace, leadership and how it can improve credit unions.

“If you’re not aware of what the data says, then it’s easy to put it aside,” Rogers explained of Filene’s research. If it’s not in your life experience, it’s easier to turn a blind eye. True leaders read the landscape, saddle up and ride that pony—not off into the sunset but into the sunlight. Do you have the spurs?

By Sarah Snell Cooke, publisher/editor-in-chief of CU Times

Challenges Facing Women in Leadership Positions, Engaging the Next Generation of CU Members, Impact of Women in Society


At Mudi SACCO we have just had our Annual General Meeting for 2013 on 26th April, 2014. Being a female General Manager for this SACCO, I am very happy to see, my fellow two women scooping two seats in the Executive BOD of four, making it 50-50. All the past years it has been men only or just one lady in the executive. Indeed, its time women we need to break the ceiling. "WE CAN". Sisters, share your experience at your Organizations/C.U/ SACCOs.
CU Boards/Volunteers, Impact of Women in Society, Program Updates

Learning SEO and Online Advertising for Free


These days everyone is thinking about drawing on the power of the internet to promote themselves, their business, and their professional career as well as reach the younger generations. But most of us do not have endless amounts of cash to pay for the training, and also don't have schedules that allow for formal classes. And still many others don't live in an area where training is available.

I've been an ongoing student of all things "internet" for a while now and have compiled a great list of 6 sites that provide free training, templates, services, and ways to stay connected with the ever changing world that is digital marketing. If you're considering the world of digital marketing, I strongly advise you to take your time. Read about the different channels, start small, and allow yourself the time to learn while you grow. Just jumping in can result in much money spent, without much in the way of return. Free sites are plentiful, but unless you have the time to check them out, they may do more harm than good. For a start, I'd recommend sites like distilled, surveymonkey, hubspot and subscribing to bloggers like Avinash Kaushik and Occam's Razor for some honest and trustworthy support. To read more about these sites, you can check out my article, 6 Free Online Marketing Resources, recently published by Yahoo! I think that when we learn, we should share what we can, so hopefully this information will help you in your career.

Engaging the Next Generation of CU Members, Marketing, Technology

Take Time to Ask, What's Up, Doc?

I never go to the doctors. I know that's bad, but I'm relatively young and never had any health issues before. It's a waste of a lot of time (and money) to go for annual physicals only to have the doctor tell you you're fine, which you already knew. It's like asking a meteorologist what the weather is currently while standing next to an open window.

But you never know what's brewing over the horizon. As I'm rushing headlong toward 40 in the next couple of years, I'm finding it's not so hard to take the time as I previously thought. This is in part because I have come to realize the world does not fall apart if I spend an hour or two at the doctors every once in a while. Or when I finally determine a day or two when I can take time off, I actually make an effort to take the time off.

Women tend to take care of everyone but themselves, whether it's kids or parents or significant others. They insist any of those loved ones go to the doctor's office immediately or take it easy when they're not well, yet women do not require the same of themselves. Many work full time, come home often to do most if not all the domestic chores, volunteer, and run kids to various activities in the evening.
Given that the Centers for Disease Control and Prevention found that stress-related illnesses were twice as high in women than men, working women's health is of particular concern. Work-related stress was also linked to heart disease, muscle and bone disorders, depression and burnout. In fact, job stress affected immunological biomarkers in a test performed on female nurses. In addition, 1 in 8 adult women binge drink and a large percentage come from homes with $75,000 or more in household income. Women also feel nervous-or at least admit to it-more than men. The National Health Interview Survey by the CDC found that women felt nervous most if not all of the time in the 30 days running up to being interviewed for the study, while 12% of men said they did. And yet women's life expectancy increased. We must be tougher-go figure.

Women may be able to out-multitask men, but that doesn't mean we always should. Take time off to see the doctor or to kick your feet up with a glass (or two) of wine. How much damage can the men really do while we're away?

By Sarah Snell Cooke
Publisher/editor-in-chief of CU Times
Challenges Facing Women in Leadership Positions, Impact of Women in Society

Re-Imaging Work


I recently received the link to this video.  It's thought provoking and perhaps could start conversations about usage of technology helping women by providing the flexibility that so many of us need and if done properly by organizations will allow us to take advantage of that flexibility guilt free.

"How can we get people more engaged, more productive, and happier at work? Is technology part of the problem – and could it also be part of the solution? Dave Coplin, Chief Envisioning Officer at Microsoft, imagines what might be possible if more organisations embraced the full, empowering potential of technology and encouraged a truly open, collaborative and flexible working culture."

Impact of Women in Society, Technology

International Women's Day March 8th

What is your Credit Union doing to recognize International Women's Day?

Member Login

Forgot Password?

Donate to GWLN
A Program of:
World Council of Credit Unions